About Mobile Home Loan Network

We are California's leaders in securing Mobile Home Loans

Who we are

Empowering California’s Mobile Homeowners

Founded by Teresa P. Micka, Mobile Home Loan Network is a specialized mortgage brokerage dedicated to streamlining mobile and manufactured home financing across California. We understand that navigating loans for mobile homes can be complex—our mission is to simplify the process, uplift local communities, and empower homeowners with clarity, honesty, and expert guidance.

Established Since

2007

Our Core Values

Trusted Guidance for a Misunderstood Market

Transparency & Honesty

We prioritize open communication and straightforward advice, ensuring you fully understand each financing step.

Industry Knowledge

With years of experience in mobile home sales and financing, we know how to streamline the process, even when others say it’s too complicated.

Client-Centric Solutions

We tailor our approach to your credit, down payment options, and property details—no cookie-cutter loans.

Collaboration with Realtors

We work hand-in-hand with real estate agents who want to give their clients the best chance at a smooth mobile home transaction.

Our Story & Mission

We’re a small mobile home lender with long-standing relationships.

Since 2007, Mobile Home Loan Network has helped thousands of Californians achieve the dream of owning (or refinancing) a mobile or manufactured home. Our approach is rooted in three key principles:

Personalized Service: We treat every client as an individual, crafting customized loan solutions that meet unique financial situations.
Industry Expertise: Drawing on decades of combined real estate and mortgage experience, we’ve learned how to streamline mobile home financing in a way most traditional lenders cannot.
Community Focus: We believe that stable housing is the heart of strong communities. By helping clients secure sustainable financing, we aim to foster growth throughout our state.

We keep a small client base to give more attention to YOU!

Meet The Team

Meet Your Mobile Home Loan Experts

Whether you’re a first-time buyer, looking to refinance your mobile home, or a realtor needing quick pre-qualifications for clients, our team is here to assist.

Teresa P. Micka, Broker

Real Estate Broker
NMLS #1851594
CA DRE #01949923

Laura Ballestero, Broker

Mortgage Loan Originator
CA DRE #2027413
MLO #1922112

What we offer

Mobile Home Loans so simple, you see what you get.

Below are some of our core financing services designed specifically for mobile and manufactured homes in California. Each option comes with transparent terms, flexible qualification criteria, and our commitment to making the loan process straightforward.

In-Park Mobile Home Loans

Mobile homes located in parks can pose unique challenges, but we simplify it with specialized programs.

On-Land Manufactured Home Financing

Ideal for homes on owned or rented land, bridging the gap between traditional real estate and factory-built housing.

Chattel Loans

Great for homes that are not permanently affixed to land and may only require personal property financing.

Refinance Loans

Reduce your monthly payment, tap into equity, or switch to a better rate—our refinancing solutions cater to various needs.

Personalized Loan Consultation

Unsure where to start? Our one-on-one consultation helps you pinpoint the best loan product and strategy for your situation.

Expert Advice. Trusted Connections.

Get Your Free Mortgage Consultation for Conventional and Other Home Loan Options

Connect with top-rated lending partners and industry experts who can help you secure the best financing solutions—fast, flexible, and hassle-free. Whether you’re seeking an conventional loan, or other home loan programs, we’re here to guide you every step of the way. We specialize in mobile home loans, manufactured home loans, and refinance solutions, ensuring you find competitive terms that suit your unique needs and budget.