Contact Us Today for All of Your Mobile Home Lending Needs! Spanish services available upon request.

Mobile Home Loan Network – Your California Mobile Home Financing Experts

We source the leading industry lenders to provide the best programs for almost any situation. Finance with us for competitive mobile home financing solutions.

With no application fee getting started is easy!   Our goal is to offer you a quick and simple way for you to move into your new mobile home or refinance your current home.

Expert Advice. Trusted Connections.

Get Your Free Mortgage Consultation for Mobile Home Loan Options

Connect with top-rated lending partners and industry experts who can help you secure the best financing solutions—fast, flexible, and hassle-free. Whether you’re seeking an conventional loan, or other home loan programs, we’re here to guide you every step of the way. We specialize in mobile home loans, manufactured home loans, and refinance solutions, ensuring you find competitive terms that suit your unique needs and budget.

Who we are

California’s Trusted Mortgage Brokerage for Mobile & Manufactured Home Loans

Since 2007, Mobile Home Loan Network has been dedicated to helping Californians access reliable financing for mobile and manufactured homes. As a specialized mortgage brokerage—not a direct lender—we focus on connecting you with reputable home lenders and loan programs that fit your financial situation. We’ll walk you through every step.

Looking for the right financing solution for your mobile or manufactured home? You’ve come to the experts. Since 2007, our team has dedicated itself to helping both homeowners and real estate professionals navigate the complexities of mobile home loans—including those in parks, on leased land, or on permanent foundations.

Established Since

2007

Low rates and affordable monthly payments.

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Home Purchase

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Refinance

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Loan Options

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Our Core Values

Trusted Guidance for a Misunderstood Market

Transparency & Honesty

We prioritize open communication and straightforward advice, ensuring you fully understand each financing step.

Industry Knowledge

With years of experience in mobile home sales and financing, we know how to streamline the process, even when others say it’s too complicated.

Client-Centric Solutions

We tailor our approach to your credit, down payment options, and property details—no cookie-cutter loans.

Collaboration with Realtors

We work hand-in-hand with real estate agents who want to give their clients the best chance at a smooth mobile home transaction.

Meet The Team

Meet Your Mobile Home Loan Experts

Whether you’re a first-time buyer, looking to refinance your mobile home, or a realtor needing quick pre-qualifications for clients, our team is here to assist.

Teresa P. Micka, Broker

Real Estate Broker
NMLS #1097348
CA DRE #01949923

Laura Ballestero, Se habla Español

Mortgage Loan Originator
CA DRE #2027413
MLO #1922112

What we offer

Mobile Home Loans so simple, you see what you get.

Below are some of our core financing services designed specifically for mobile and manufactured homes in California. Each option comes with transparent terms, flexible qualification criteria, and our commitment to making the loan process straightforward.

In-Park Mobile Home Loans

Mobile homes located in parks can pose unique challenges, but we simplify it with specialized programs.

On-Land Manufactured Home Financing

Ideal for homes on owned or rented land, bridging the gap between traditional real estate and factory-built housing.

Chattel Loans

Great for homes that are not permanently affixed to land and may only require personal property financing.

Refinance Loans

Reduce your monthly payment, tap into equity, or improve your financing terms—our refinancing solutions cater to various needs.

Personalized Loan Consultation

Unsure where to start? Our one-on-one consultation helps you pinpoint the best loan product and strategy for your situation.

Land Only Financing – Find Your Perfect Plot

Planning to purchase land without a house on it? We’ve got you covered.

How it Works

Let us help you get your home today.

How It Works – A Simple, No-Fee Start

Step 1

Initial Consultation

Call, text, or fill out our online form. We’ll discuss your goals, whether it’s a purchase or refinance.

Step 2

Quick Application

Provide basic information—no lengthy forms or fees just to get started.

Step 3

Match with Lenders

We leverage our network to find the best program for your mobile home financing needs.

Step 4

Loan Approval & Closing

Once you’re matched with the right lender, we guide you through closing.

Why Choose us

We keep a small client base to give more attention to YOU!

We’re a team of experienced mortgage consultants committed to simplifying the homeownership process for mobile home financing and manufactured housing loans. Through our extensive network of lenders for home loans, we can match you with home mortgage loan programs offering competitive financing, clear process, and a streamlined application experience. Whether you’re looking for a loan to buy a mobile or want to refinance your mobile home, our goal is to make the process straightforward and efficient.

No Application Fee

Our approach is designed to be affordable and convenient. Get started at no cost, and we’ll connect you with the right loan program.

Statewide Service

From Los Angeles to Sacramento, San Diego to the High Desert—we cover all of California. Reach out by phone, text, or email—we’re available 7 days a week, including evenings.

Flexible Programs

We partner with multiple industry lenders to offer chattel loans, conventional, and other financing options tailored to unique credit profiles and property types.

Niche Expertise

Unlike traditional mortgage companies, we focus solely on mobile and manufactured home financing—a specialized market that many lenders and realtors misunderstand.

No prepayment penalties. You can pay early without a charge.

We believe in empowering our customers with the freedom to pay off their mobile home loan whenever they choose, without penalty. This flexibility can save you money in the long run and gives you full control over your financial journey.

Testimonials

Client Feedback

Hear what our clients have to say about working with us for the Mobile Home Lending needs:

Rated 5 out of 5

As Your Mobile Home Lender, We're here for you....

Every Step Of The Way

We believe in a hands-on, personalized approach that keeps you informed and supported from initial consultation to final closing. Our goal is to ensure that every borrower, whether a first-time buyer or a seasoned homeowner, feels confident and well-guided through the mobile home loan process.

Dedicated Loan Concierge

You’ll have a single point of contact who understands your situation inside and out. This dedicated professional tracks your loan’s progress, coordinates with all parties involved, and advocates on your behalf—making the journey as smooth and stress-free as possible.

Flexible Financing & Low Fees

By partnering with a wide range of specialized lenders, we're able to shop competitive financing options tailored to your financial profile. We also work diligently to minimize fees and closing costs, ensuring you benefit from maximum savings over the life of your mobile home loan.

Contact Us – We’re Here 7 Days a Week

Have questions or need a quick pre-qual? Call or text 661-492-5396 and speak with a true mobile home loan expert. Evenings and weekends are no problem—your convenience is our priority.

 

Your privacy is important to us. Your information will never be shared, sold, or exchanged.